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Kim Engman

Senior Director
Tietoevry Banking
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05 Mar 2018
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The Nordics
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Kim's opinions

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Kim Engman

Vikings don't use cash

The Nordic countries and past vikings, are virtually cashless societies in 2023. There's no need to bring cash to come visit. The Nordics (i.e., Denmark, Norway, Sweden, the Faroe Islands, Iceland and Finland) aside for being the happiest group of countries, have intensified their journey towards digital payments. Status and how they got here Even...

30 December 2022 /payments /inclusion The future of Payments in Europe

Kim Engman

Bitcoin is bad - blockchain is good

Why not all cryptocurrencies are alike, and why you should care and (re)act Introduction My original vantage point is being an expert within banking- and retail payments infrastructure. Being highly curious about all matters digital, especially within my profession, I’ve added distributed ledger technology, blockchain, tokenization, cryptocurrenc...

15 May 2022 /payments /crypto Cryptocurrency Insights

Kim Engman

So, you think Bitcoin is money?

Why cryptocurrencies are not currencies or the world’s new money Introduction My original vantage point is being an expert within banking- and retail payments infrastructure. Being highly curious on all things digital, especially within my industry, I’ve added distributed ledger technology, blockchain, tokenization, cryptocurrencies, as well as ce...

15 May 2022 /payments /crypto Cryptocurrency Insights

Kim Engman

A seismic shift is brewing within financial services infrastructure

Get ready for users taking back control of their data on the heels of Distributed Ledger Technology and the emergence of web3 services What is web3? Web1 refers to today’s global, interoperable network, built on standards and increasingly with services and platforms we all connect and engage with (web2). With Distributed Ledger Technology (DLT), an...

05 January 2022 /payments /crypto Blockchain in Banking and Financial Services

Kim writes about

  • payments
  • financial inclusion
  • cryptocurrency

Kim's opinion archive

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